Credit Card Debt Programs

In Debt

Get Out of Debt

If you can afford your minimum payments theres a good chance your eligible for a debt relief program. The only difference is your money won't go towards interest, it'll go towards your principle balance owed.

Lower Payments

Free up extra income every month by simply lowering your payments, that's just one great feature behind credit counseling and debt settlement programs.

Debt Quotes

When you contact Credit Card Debt Programs you'll receive a debt quote, and in depth explaination of each and every debt program available to debtors.

Debt Programs

Debt Relief Programs

Programs that focus their attention on credit card debt, and medical debt relief are nationally recognized as consumer credit counseling services and debt settlement / negotiation.

Both credit card debt programs are effective but accomplished differently.

Credit counseling services determine whether your eligible for a debt management program, then disburse payments to your creditors every month usually at lower interest rates and elongate the payments to suite your budget.

On the other hand debt settlement and negotiation take a more aggresive approach. Your payments accumulate in a FDIC bank account (the account is viewable by you, the debt negotiator / company, and creditors). Once approx. 35-40% of one account has been reached your debt settlement company begins negotiating on your behalf. The purpose of debt settlement is to achieve a settlement for the individual debt that was owed, and for a less than owed amount. Results vary, however most debt settlement companies save their client between 40-60% off the original balance.